Low deposit offers to get you moving
If you only a have a low deposit, we still have a variety of schemes available to help make moving easier.
Deposit Boost
If you have a 10% deposit, we could boost it with a further 5% of the purchase price.
Deposit Unlock
Whether you’re a first time buyer or an existing homeowner you could buy selected new homes, with just a 5% deposit.
Parent Power
If you’re getting financial support from your family or friends, we could match it, up to a maximum of 5% of the purchase price.
Key Worker Deposit Contribution
As a thank you for the support provided to our communities, we are offering key workers a contribution of £1,000 for every £20,000.
Armed Forces Deposit Contribution
Offering Britain's military servicemen and women a special scheme to help them get on the property ladder with a 5% deposit.
Low Deposit Scheme FAQs
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Struggling to save for your deposit? We're here to help. We have a wide range of Low Deposit schemes to help you get on, or move up, the property ladder. Here is what we can offer:
Deposit Unlock
Deposit Unlock is available to both first-time buyers and homeowners. It enables you to buy a new home with a 5% deposit and use mortgage products up to the value of £750,000.
Deposit Boost
If you already have a 10% deposit, we can top it up by 5% of the purchase price with the Deposit Boost scheme.
Armed Forces Deposit Contribution
We support military officials by offering a 5% Armed Forces Deposit Contribution – up to £15,000.
Key Worker Deposit Contribution
We are offering key workers a contribution of £1,000 for every £20,000 of the property price, plus we’ll include flooring. For example, for a house worth £450,000, we will pay you £22,500.
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How you get a mortgage using a Low Deposit Home scheme depends on what offer you opt for. Once you confirm your eligibility with one of our Sales Advisers, they'll put you in touch with a New Homes Mortgage Adviser who will advise you on the best mortgage options for your circumstance.
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Low Deposit Home schemes are only available on selected brand-new Barratt homes. When you decide which development you want to move to, speak to the Sales Advisers who will be able to give you more information on which homes are available.
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The majority of schemes are available to both first-time buyers and existing homeowners.