Should I use a mortgage broker when applying for a mortgage?
What does a mortgage broker do?
The advantages of using a mortgage broker
- They know the market and the latest mortgage rates
- They have access to many lenders, meaning more chances to find the best deal
- They may have access to exclusive deals that would otherwise be unavailable
- They offer advice and guidance throughout the buying process
- They help you finalise the paperwork
How much does a mortgage broker cost?
- Fixed fee
- Hourly rate
- Commission
- Percentage – the broker sets the fee as a percentage of your mortgage
Help to Sell
If you’re looking to start your next adventure, but are worried about the hassle of moving, we have a range of schemes available to help you sell your existing home.
Armed Forces Deposit Contribution
We're offering Britain's military servicemen and women a 5% deposit contribution to help them buy a brand-new home.
Key Worker Deposit Contribution
As a thank you for the support provided to our communities, we are offering key workers a contribution of £1,000 for every £20,000 spent on the purchase price, plus flooring.
Own New - Rate Reducer
Own New - Rate Reducer is a brand-new scheme available on new build homes that could mean lower mortgage rates and reduced monthly payments.
Low Deposit Offers
If you have a low deposit, we have a variety of schemes available to help make moving more affordable. Learn more here.
Part Exchange
We could be your guaranteed buyer, so no stress or fuss, just an easy move for you and your family.
Parent Power
If you’re getting financial support from your family or friends to help you get on the property ladder, we could match it, up to a maximum of 5% of the purchase price.
