Help to Buy London map

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What is Help to Buy?

Help to Buy is a Government-backed scheme to help first-timebuyers buy a new build home. With Help to Buy, the Government give you an equity loan which is interest-free for five years. This means you could buy a home with as little as a 5% deposit. To be eligible for Help to Buy:

• Your home must be a new build
• Your home must not cost more than £600,000
• You must intend to live in the property yourself
• You must be a first-time buyer

What’s different about Help to Buy in London?

As property prices tend to be more expensive in London than elsewhere in the UK, you’ll get access to a larger loan if you buy within the Help to Buy London area. A larger loan means you’d need a smaller mortgage to buy.

The Help to Buy London property price limit is £600,000. This means the Government will lend you up to £240,000 to help you buy your new home.

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What’s the Help to Buy London area?

The Help to Buy London zone includes London’s 32 boroughs and the City of London itself. You can use the scheme to buy a new build home anywhere within this boundary, up to the value of £600,000. See where you could buy with our Help to Buy London map.

Help to Buy is changing

Help to Buy is only available to first-time buyers.

The good news is the Help to Buy London loan amount is higher than the rest of the UK with a maximum property value of £600,000. The amount you can spend on your new home will vary by region in the rest of the UK.

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Take a look at some of our available new homes within the Help to Buy London area here.